
Medium Duty Coverage
Built For Work Trucks
Protect your Class 2–7 commercial truck with coverage designed for box trucks, delivery trucks, utility trucks, vocational trucks and more.
Class 2–7
Commercial Trucks
Up to 15 Years /
Up to 500,000 Miles
Licensed Repair
Facilities Nationwide
Eligibility
Built for Class 2–7 Commercial Trucks
- Class 2 through Class 7 qualifying trucks
- Up to 15 years old
- Mileage limits vary by class (up to 500,000 miles)
- Licensed repair facilities throughout the USA & Canada

Plan levels
Compare medium duty coverage
Preferred plan coverage
Engine
Internally lubricated parts for covered mechanical failures.
Transmission
Manual and automatic transmissions and related components.
Rear Axle
Differentials, gears, bearings, shafts and related parts.
Transfer Case
Chains, gears, bearings, shafts and related components.
Cooling System
Radiator, water pump, thermostat, fan hub and more.
Electrical Components
Alternator, starter, sensors, modules, wiring and more.
Fuel System
Fuel pump, injectors, lines and related components.
HVAC System
Heating, ventilation and air conditioning components.
Braking System
Air brakes, chambers, calipers, valves and related parts.
Steering Components
Steering gear, pump, linkages and other steering parts.
Turbo Components
Turbocharger and related internal components.
Aftertreatment Components
DPF, DOC, sensors, valves and more.
What's not covered
Maintenance Items
Oil changes, filters, fluids, grease, and scheduled service.
Wear Items
Brake pads, clutches, tires, belts, wipers, bulbs, etc.
Pre-existing Conditions
Issues existing before the contract start date.
Body Damage
Collision, fire, flood, rust, theft or vandalism.
Glass
Windshields, windows, mirrors and lenses.
Cab Interior Controls
Buttons, switches, knobs and other interior parts.
Unauthorized Repairs
Repairs without prior approval are not covered.
Improper Maintenance
Damage from lack of maintenance or misuse.
Repair exposure
Typical aggregate costs by class
Illustrative totals by category—your contract determines covered repairs and limits.
| Aggregate | Class 1-5 (Gas) | Class 1-5 (Diesel) | Class 6-7 (Diesel) |
|---|---|---|---|
| Engine | $10,000 | $15,000 | $20,000 |
| Transmission & Axle | $10,000 | $10,000 | $10,000 |
| Exhaust Aftertreatment | N/A | $8,500 | $10,000 |
| Turbo / Fuel Systems | N/A | $8,500 | $10,000 |
| Hydraulics | $5,000 | $5,000 | $5,000 |
| Total Aggregate | ACV | ACV | ACV |
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